Our Plans
Legacy Funeral Cover Plans
Our Legacy Funeral Cover Plans provide affordable and reliable protection for individuals and their immediate families. They offer structured benefits designed to ease financial pressure during difficult times while ensuring peace of mind.
Songiwe Legacy Solo
Designed for individuals seeking simple and affordable funeral cover. Provides essential protection with reliable benefits tailored for single members.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R59 |
R84 |
R90 |
|
R15 000 |
R84 |
R116 |
R126 |
|
R20 000 |
R107 |
R154 |
R167 |
|
R30 000 |
R152 |
R219 |
R238 |
|
R40 000 |
R216 |
R303 |
R334 |
|
R50 000 |
R270 |
R373 |
R405 |
Policy Information
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
Old Mutual Policy Benefits
Stillborn (after 26 weeks): R10,000
Under 6 Years: R10,000
6 – 13 Years: R30,000
14 – 21 Years: R50,000
21+ Years: Eligible for full benefit
Repatriation Benefit: Included
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R59.00/month
Payout: R10 000
Songiwe Legacy Duo
Ideal for couples, offering coverage for both you and your spouse. Ensures financial support and peace of mind for your household.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R83 |
R403 |
R465 |
|
R15 000 |
R125 |
R531 |
R697 |
|
R20 000 |
R167 |
R538 |
R931 |
|
R30 000 |
R259 |
R806 |
R1396 |
|
R40 000 |
R332 |
R1074 |
R1860 |
|
R50 000 |
R416 |
R1344 |
R2326 |
Policy Information
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
Old Mutual Policy Benefits
Stillborn (after 26 weeks): R10,000
Under 6 Years: R10,000
6 – 13 Years: R30,000
14 – 21 Years: R50,000
21+ Years: Eligible for full benefit
Repatriation Benefit: Included
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R83.00/month
Payout: R10 000
Songiwe Legacy Guardian
Perfect for parents or guardians, covering you and your children. Offers structured benefits to help protect your dependents.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R62 |
R158 |
R232 |
|
R15 000 |
R90 |
R223 |
R348 |
|
R20 000 |
R120 |
R289 |
R465 |
|
R30 000 |
R181 |
R447 |
R697 |
|
R40 000 |
R241 |
R581 |
R929 |
|
R50 000 |
R302 |
R726 |
R1163 |
Policy Information
- Cover: Member & up 6 Children
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
Old Mutual Policy Benefits
Stillborn (after 26 weeks): R10,000
Under 6 Years: R10,000
6 – 13 Years: R30,000
14 – 21 Years: R50,000
21+ Years: Eligible for full benefit
Repatriation Benefit: Included
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R62.00/month
Payout: R10 000
Songiwe Legacy Family
Comprehensive cover for you, your spouse, and children under one plan. A balanced option for complete immediate family protection.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R97 |
R116 |
R126 |
|
R15 000 |
R146 |
R170 |
R184 |
|
R20 000 |
R194 |
R220 |
R241 |
|
R30 000 |
R291 |
R323 |
R352 |
|
R40 000 |
R389 |
R441 |
R481 |
|
R50 000 |
R486 |
R544 |
R593 |
Policy Information
- Cover: Member, Spouse & up 6 Children
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
Old Mutual Policy Benefits
Stillborn (after 26 weeks): R10,000
Under 6 Years: R10,000
6 – 13 Years: R30,000
14 – 21 Years: R50,000
21+ Years: Eligible for full benefit
Repatriation Benefit: Included
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R97.00/month
Payout: R10 000
Legacy Plus Funeral Cover Plans
Our Legacy Plus Funeral Cover Plans extend coverage to include additional family members beyond your immediate household. They are ideal for those seeking broader protection with flexible and comprehensive benefits under one plan.
Songiwe Legacy Plus 5
Extended cover that includes up to 5 additional family members. Suitable for those supporting a wider family network.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R207 |
R239 |
R267 |
|
R15 000 |
R303 |
R355 |
R396 |
|
R20 000 |
R397 |
R468 |
R522 |
|
R30 000 |
R587 |
R734 |
R777 |
Policy Information
- Cover: Member, 5 Extended Family Members & up 6 Children
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R207.00/month
Payout: R10 000
Songiwe Legacy Plus 7
Provides broader protection for up to 7 extended family members. Ideal for larger families needing extra coverage.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R232 |
R267 |
R297 |
|
R15 000 |
R338 |
R396 |
R442 |
|
R20 000 |
R444 |
R522 |
R583 |
|
R30 000 |
R655 |
R777 |
R869 |
Policy Information
- Cover: Member, 7 Extended Family Members & up 6 Children
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R232.00/month
Payout: R10 000
Songiwe Legacy Plus 9
Expanded cover including up to 9 extended members. Ensures more of your loved ones are financially protected.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R257 |
R297 |
R332 |
|
R15 000 |
R377 |
R442 |
R494 |
|
R20 000 |
R494 |
R583 |
R651 |
|
R30 000 |
R718 |
R869 |
R869 |
Policy Information
- Cover: Member, 9 Extended Family Members & up 6 Children
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R257.00/month
Payout: R10 000
Songiwe Legacy Plus 13
Maximum extended coverage for up to 13 additional members. Best suited for large families seeking full protection under one plan.
Premiums & Payouts
| Age | 18-65 | 65-74 | 75-85 |
|---|---|---|---|
|
R10 000 |
R438 |
R506 |
R564 |
|
R15 000 |
R641 |
R751 |
R838 |
|
R20 000 |
R841 |
R990 |
R1105 |
|
R30 000 |
R1243 |
R1511 |
R1646 |
Policy Information
- Cover: Member, 13 Extended Family Members & up 6 Children
- Policy Start: Begins on the 1st day of the month after first payment
- Child Cover: up to 21 years
- Natural Death: 6 months waiting period
- Suicide: 12 months waiting period
- Accidental Death: Covered immediately after first premium
Policy Benefits
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
Optional Benefits
Grocery
Casket
Tombstone
Inkomo (Cow)
Repatriation
From: R438.00/month
Payout: R10 000
Request A Call Back
Leave your details and we’ll call you back to assist with your funeral cover needs.
Family Cover Benefits
Our services are administered by TFI Brokers, ensuring reliable and professional coverage. All policies are financially secure and underwritten by trusted insurers, Old Mutual and Rand Mutual Assurance (RMA).
Old Mutual Policy Benefits
Stillborn (after 26 weeks): R10,000
Under 6 Years: R10,000
6 – 13 Years: R30,000
14 – 21 Years: R50,000
21+ Years: Eligible for full benefit
Repatriation Benefit: Included
RMA Policy Benefits
0 – 11 Months: 12.5% of main member cover
1 – 5 Years: 25% of main member cover
6 – 13 Years: 50% of main member cover
14 – 21 Years: 100% of main member cover
